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README: say which mode tops up the balance by itself - #5
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The default mode deposits on a 402 when given a wallet; x402 mode only signs payments and never deposits, so an empty balance answers 402 insufficient_funds.
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The README said the SDK "pays a 402 by itself" given a wallet, and that x402 mode "deposits once". That reads as if both modes refill the prepaid balance. Only the default mode does.
payment: "delegate") withaccount: on a 402,lc.fetchsendsdepositAndAuthorizeand retries once. This is unchanged.402 insufficient_funds; the caller runslc.deposit()and retries.The intro, the Automatic top-ups section, the x402 section and its example, and the Members table now say this. README only; no code changes.