Melio is a B2B payments platform for small businesses that provides a REST API for managing bills, vendors, payment methods, scheduling payments, and syncing with accounting software including QuickBooks, Xero, and NetSuite. Founded in 2018, Melio has processed over $100B in payments for 100,000+ business users and paid 2M+ vendors.
Melio enables software companies to embed bill pay, vendor payments, and invoicing directly inside their products with ACH and card payment options. The platform supports ACH transfers, check payments, wire transfers, international payments, and pay-over-time financing.
Website: meliopayments.com
- Developer / Partners: https://meliopayments.com/partners/
- Pricing: https://meliopayments.com/pricing/
- Help Center: https://help.melio.com/hc/en-us
- Blog: https://meliopayments.com/blog/
- Security: https://meliopayments.com/security/
- Terms of Service: https://meliopayments.com/legal/terms-of-service
- Privacy Policy: https://meliopayments.com/legal/privacy-policy
- LinkedIn: https://www.linkedin.com/company/meliopayments/
- X: https://x.com/MelioPayments
- GitHub Org: https://github.com/melio-payments
- Melio Payments API — REST API for bills, vendors, payment methods, scheduling, and webhooks
- Base URL: https://api.meliopayments.com
- Sandbox: https://alpha-api.meliopayments.com/
- Auth: OAuth
- API access available on Platinum (enterprise) tier
| File | Description |
|---|---|
| apis.yml | APIs.json 0.19 index |
| plans/melio-plans-pricing.yml | API Commons Plans 0.1 — subscription tiers and transaction fees |
| rate-limits/melio-rate-limits.yml | API Commons Rate Limits 0.1 |
| finops/melio-finops.yml | FinOps Framework 1.0 FOCUS-aligned cost guidance |
- Kin Lane (kin@apievangelist.com)