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docs(third-party-payouts): say where a WeChat relationship is actually refused #43

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docs(third-party-payouts): say where a WeChat relationship is actually refused #43

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5 changes: 4 additions & 1 deletion api-reference/third-party-payouts.md
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Expand Up @@ -164,7 +164,10 @@ The two wallets also differ in what the payment may be:

`sender_recipient_relationship` on the quote is what states which of those this
payment is, so a `wechat-pay` destination sent as `supplier`, `employee` or
`friend` cannot settle and is refused before any money moves. And because the
`friend` cannot settle. The quote and the order are accepted, and the payout is
then refused and the order cancelled — nothing reaches the beneficiary, but the
order does not complete either. Send those beneficiaries to `alipay` or to a bank
format. And because the
remitter has to be your own paying customer (see *The sender on
consumer-to-consumer rails*), a payment to the sender themselves is only possible
when that customer is Chinese.
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2 changes: 1 addition & 1 deletion changelog.md
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Expand Up @@ -7,7 +7,7 @@ Notable changes to the Unigox partner API, newest first.
**Chinese mobile wallets pay Chinese nationals only, and WeChat pays fewer of them than Alipay.** Both wallets verify the account holder against a Chinese national ID, so a foreign resident's Alipay or WeChat account cannot receive on the `ewallet` format — use a bank format for those beneficiaries.

- `alipay` settles to the sender themselves, to family, or to a third party.
- `wechat-pay` settles to the sender themselves or to family only. A `wechat-pay` destination quoted as `supplier`, `employee` or `friend` is refused before any money moves.
- `wechat-pay` settles to the sender themselves or to family only. A `wechat-pay` destination quoted as `supplier`, `employee` or `friend` is refused at payout and the order is cancelled — nothing reaches the beneficiary. Route those to `alipay` or to a bank format.
- The receiving wallet may ask the beneficiary to evidence the declared relationship (proof of income for a payment to the sender themselves, proof of the relationship for family). A relationship the beneficiary cannot evidence is what leaves a payment held inside the wallet.
- Paying a Chinese company from your company (B2C) is not available on this rail yet.

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