mikewolfd · Sep 17, 2026 · hua7450 · Sep 18, 2026 · hua7450 · Sep 18, 2026
diff --git a/changelog.d/nj-njhps-py2026-citations.fixed.md b/changelog.d/nj-njhps-py2026-citations.fixed.md
@@ -0,0 +1 @@
+NJ Health Plan Savings: cite the DOBI FY2026-2027 budget response for the program's continuation to 600% FPL in plan year 2026 after the enhanced federal credits lapsed, and the Department's 2026-08-18 letter for the 2025 poverty-guideline vintage; correct the Treasury addendum page anchor.
diff --git a/policyengine_us/parameters/gov/states/nj/dobi/njhps/fpl_limit.yaml b/policyengine_us/parameters/gov/states/nj/dobi/njhps/fpl_limit.yaml
@@ -3,7 +3,15 @@ values:
   # NJHPS extends premium assistance up to 600% FPL, applied as a "<=" comparison.
   # The dollar ceilings ($93,900 individual / $192,900 family of four in 2026)
   # auto-derive from the federal poverty line and are not hard-coded. The DOBI
-  # FY2026 budget confirms the program continues "up to 600% FPL" for PY2026.
+  # FY2025-2026 budget response said the Department "intends to continue"
+  # NJHPS to 600% FPL if the enhanced federal credits were extended; they were
+  # not, and the FY2026-2027 response (p.4) states the outcome: "While the
+  # enhanced APTCs were not extended by the federal government in 2026, the
+  # Department continued providing NJ Health Plan Savings subsidies up to 600%
+  # FPL." The 2026-08-18 letter to the Assembly Budget Committee (p.5) fixes the
+  # poverty-guideline vintage: "For plan year 2026 (using 2025 FPL levels), for
+  # a family of four, the 400 percent of FPL is $128,600, and 600 percent of
+  # FPL is $192,900".
   2026-01-01: 6
 
 metadata:
@@ -15,5 +23,9 @@ metadata:
       href: https://www.cms.gov/files/document/1332-ota-methodology-addendum-nj-pass-through.pdf#page=12
     - title: NJ DOBI FY2025-2026 Budget Discussion Points
       href: https://pub.njleg.state.nj.us/publications/budget/governors-budget/2026/dobi_response_2026.pdf#page=6
+    - title: NJ DOBI FY2026-2027 Budget Discussion Points, p.4 ("continued providing NJ Health Plan Savings subsidies up to 600% FPL" in 2026)
+      href: https://pub.njleg.state.nj.us/publications/budget/governors-budget/2027/dobi_response_2027.pdf#page=4
+    - title: NJ DOBI follow-up response to the Assembly Budget Committee, 2026-08-18, p.5 (plan year 2026 uses the 2025 poverty guidelines; 600% FPL is $192,900 for four)
+      href: https://pub.njleg.state.nj.us/publications/budget/governors-budget/2027/dobi_follow_up_response_abu.pdf#page=5
     - title: Get Covered NJ - New Jersey Health Plan Savings
       href: https://www.nj.gov/getcoverednj/financialhelp/premiums/
diff --git a/policyengine_us/parameters/gov/states/nj/dobi/njhps/in_effect.yaml b/policyengine_us/parameters/gov/states/nj/dobi/njhps/in_effect.yaml
@@ -9,9 +9,12 @@ values:
   # false before 2026-01-01. The pre-2026 enhanced schedule is left unmodeled and
   # carried as a backdating backlog item.
   # No end date: the program is permanent law, so PY2027+ carries the PY2026 design
-  # forward as a current-law assumption. The DOBI FY2026 budget confirms NJHPS
-  # continues "up to 600% FPL" with expenditures projected to remain flat at
-  # $212.2M in FY2026.
+  # forward as a current-law assumption. The DOBI FY2026-2027 budget response
+  # (p.4) confirms NJHPS "continued ... up to 600% FPL" in 2026, puts PY2026
+  # spending at an estimated $238.1M (against $224.9M actual for PY2025), and
+  # projects $200.0M for FY2027 with the Health Insurance Affordability Fund's
+  # FY2027 closing balance at $0.0M — the 2027 allocation "has not [been]
+  # determined". Re-verify the schedule and the ceiling for PY2027.
   0000-01-01: false
   2026-01-01: true
 
@@ -24,5 +27,7 @@ metadata:
       href: https://pub.njleg.gov/bills/2020/AL20/61_.HTM
     - title: NJ DOBI FY2025-2026 Budget Discussion Points
       href: https://pub.njleg.state.nj.us/publications/budget/governors-budget/2026/dobi_response_2026.pdf#page=8
+    - title: NJ DOBI FY2026-2027 Budget Discussion Points, p.4 (2026 outcome, PY2025 actual and PY2026 estimated NJHPS spending, FY2027 projection)
+      href: https://pub.njleg.state.nj.us/publications/budget/governors-budget/2027/dobi_response_2027.pdf#page=4
     - title: Get Covered NJ - New Jersey Health Plan Savings
       href: https://www.nj.gov/getcoverednj/financialhelp/premiums/
diff --git a/policyengine_us/parameters/gov/states/nj/dobi/njhps/pmpm.yaml b/policyengine_us/parameters/gov/states/nj/dobi/njhps/pmpm.yaml
@@ -8,8 +8,10 @@ metadata:
   reference:
     - title: Treasury Office of Tax Analysis Section 1332 methodology addendum, Table 2 (Enhanced subsidy schedule)
       href: https://www.cms.gov/files/document/1332-ota-methodology-addendum-nj-pass-through.pdf#page=12
-    - title: NJ DOBI FY2025-2026 Budget Discussion Points
+    - title: NJ DOBI FY2025-2026 Budget Discussion Points, p.8 ("lowest ... $20 and the maximum is $100")
       href: https://pub.njleg.state.nj.us/publications/budget/governors-budget/2026/dobi_response_2026.pdf#page=8
+    - title: NJ DOBI FY2026-2027 Budget Discussion Points, p.4 (schedule continued to 600% FPL in 2026; PY2025 cohort averages by FPL band)
+      href: https://pub.njleg.state.nj.us/publications/budget/governors-budget/2027/dobi_response_2027.pdf#page=4
     - title: P.L. 2020 c.61
       href: https://pub.njleg.gov/bills/2020/AL20/61_.HTM
     - title: Get Covered NJ - New Jersey Health Plan Savings
@@ -20,19 +22,27 @@ brackets:
   # CORROBORATION CHAIN: the exact per-member-per-month (PMPM) values below are
   # the ENHANCED schedule (post-ARP, effective mid-2021) from the U.S. Treasury
   # Office of Tax Analysis Section 1332 methodology addendum (Nov 2021). These
-  # values appear both as body-text bullets on file p.8 and, more cleanly, in the
-  # side-by-side Table 2 ("Enhanced" column) on file p.12 (the href points at
-  # Table 2). The enhanced schedule states:
+  # values appear both as body-text bullets on printed page 8 (PDF page 9) and,
+  # more cleanly, in the side-by-side Table 2 ("Enhanced" column) on PDF page 12
+  # (the href points at Table 2). The enhanced schedule states:
   # "From 138% through 150% of FPL: $20 PMPM"; "From 150% through 200%: $40 PMPM";
   # "From 200% through 250%: $50 PMPM"; "From 250% through 400%: $100 PMPM";
   # "From 400% through 600%: $50 PMPM". This is NOT the superseded INITIAL schedule
   # (Feb 2021: $20/$30/$40/$95, covering only 138-400% FPL) printed in Table 1 on
-  # file p.5, which the model deliberately does not use. The DOBI FY2025-2026
-  # Budget Discussion Points confirm the enhanced schedule remains unchanged/flat
-  # for PY2026 (NJHPS expenditures "projected to remain flat at $212.2" million in
-  # FY2026, continuing "up to 600% FPL"). Neither source alone both states the
-  # values and confirms PY2026 currency, so both are carried. The Get Covered NJ
-  # URL is a secondary (anchorless) corroborating reference, not a value source.
+  # file p.5, which the model deliberately does not use. No New Jersey document
+  # for plan year 2026 restates the five amounts (Get Covered NJ's page sends the
+  # reader to its calculator), so PY2026 currency rests on the DOBI budget
+  # responses: FY2025-2026, p.8 — "The lowest amount an eligible individual can
+  # receive per month in New Jersey Health Plan Savings is $20 and the maximum is
+  # $100", and "$100 per person per month – which can mean a $400 a month for a
+  # family of four at 300% FPL"; FY2026-2027, p.4 — the Department "continued
+  # providing NJ Health Plan Savings subsidies up to 600% FPL" after the enhanced
+  # federal credits lapsed, with PY2025 cohort averages ($16 under 200% FPL, $43
+  # at 200-250%, $91 and $96 at 250-400%, $40 at 400%+) all at or under the
+  # schedule, as a premium-capped flat amount must be. Neither source alone both
+  # states the values and confirms PY2026 currency, so all are carried. The Get
+  # Covered NJ URL is a secondary (anchorless) corroborating reference, not a
+  # value source.
   # Bands are lower-exclusive / upper-inclusive, so thresholds use the "x.0001"
   # convention to match the published "from X% through Y%" banding. The 138% floor
   # is enforced by the eligibility gate; this base band gives $0 below 138% FPL so

diff --git a/policyengine_us/variables/gov/states/nj/dobi/njhps/nj_njhps.py b/policyengine_us/variables/gov/states/nj/dobi/njhps/nj_njhps.py
@@ -9,8 +9,13 @@ class nj_njhps(Variable):
     definition_period = YEAR
     defined_for = "nj_njhps_eligible"
     reference = (
-        "https://www.cms.gov/files/document/1332-ota-methodology-addendum-nj-pass-through.pdf#page=8",
+        # Treasury OTA 1332 addendum (Nov 2021): the enhanced schedule's
+        # bullets on PDF page 9 (printed page 8), Table 2 on page 12.
+        "https://www.cms.gov/files/document/1332-ota-methodology-addendum-nj-pass-through.pdf#page=9",
         "https://pub.njleg.gov/bills/2020/AL20/61_.HTM",
+        # DOBI FY2026-2027 budget response, p.4: NJHPS continued to 600% FPL
+        # in 2026 after the enhanced federal credits lapsed.
+        "https://pub.njleg.state.nj.us/publications/budget/governors-budget/2027/dobi_response_2027.pdf#page=4",
     )
     documentation = (
         "New Jersey Health Plan Savings, the state premium subsidy "

diff --git a/policyengine_us/variables/gov/states/nj/dobi/njhps/nj_njhps_eligible.py b/policyengine_us/variables/gov/states/nj/dobi/njhps/nj_njhps_eligible.py
@@ -8,8 +8,13 @@ class nj_njhps_eligible(Variable):
     definition_period = YEAR
     defined_for = StateCode.NJ
     reference = (
-        "https://www.cms.gov/files/document/1332-ota-methodology-addendum-nj-pass-through.pdf#page=8",
+        # Treasury OTA 1332 addendum (Nov 2021): the enhanced schedule's
+        # bullets on PDF page 9 (printed page 8), Table 2 on page 12.
+        "https://www.cms.gov/files/document/1332-ota-methodology-addendum-nj-pass-through.pdf#page=9",
         "https://pub.njleg.gov/bills/2020/AL20/61_.HTM",
+        # DOBI FY2026-2027 budget response, p.4: NJHPS continued to 600% FPL
+        # in 2026 after the enhanced federal credits lapsed.
+        "https://pub.njleg.state.nj.us/publications/budget/governors-budget/2027/dobi_response_2027.pdf#page=4",
     )
     documentation = (
         "A tax unit is eligible for New Jersey Health Plan Savings when the "

diff --git a/policyengine_us/variables/gov/states/nj/dobi/njhps/nj_njhps_member_eligible.py b/policyengine_us/variables/gov/states/nj/dobi/njhps/nj_njhps_member_eligible.py
@@ -8,8 +8,13 @@ class nj_njhps_member_eligible(Variable):
     definition_period = YEAR
     defined_for = StateCode.NJ
     reference = (
-        "https://www.cms.gov/files/document/1332-ota-methodology-addendum-nj-pass-through.pdf#page=8",
+        # Treasury OTA 1332 addendum (Nov 2021): the enhanced schedule's
+        # bullets on PDF page 9 (printed page 8), Table 2 on page 12.
+        "https://www.cms.gov/files/document/1332-ota-methodology-addendum-nj-pass-through.pdf#page=9",
         "https://pub.njleg.gov/bills/2020/AL20/61_.HTM",
+        # DOBI FY2026-2027 budget response, p.4: NJHPS continued to 600% FPL
+        # in 2026 after the enhanced federal credits lapsed.
+        "https://pub.njleg.state.nj.us/publications/budget/governors-budget/2027/dobi_response_2027.pdf#page=4",
     )
     documentation = (
         "A person is a New Jersey Health Plan Savings enrollee when they pay an "
Original file line number	Diff line number	Diff line change
		@@ -0,0 +1 @@
		NJ Health Plan Savings: cite the DOBI FY2026-2027 budget response for the program's continuation to 600% FPL in plan year 2026 after the enhanced federal credits lapsed, and the Department's 2026-08-18 letter for the 2025 poverty-guideline vintage; correct the Treasury addendum page anchor.