Pay the Nevada LIHEAP Fixed Annual Credit to cooling-only households, assuming an energy account

changelog.d/nv-liheap-cooling.fixed.md

@@ -0,0 +1 @@
+Nevada LIHEAP Fixed Annual Credit now pays households without heating, including cooling-only households, and no longer requires a heating bill, assuming every household has an active energy account.

policyengine_us/programs.yaml

@@ -1314,7 +1314,7 @@ programs:
         variable: nv_liheap
         parameter_prefix: gov.states.nv.dwss.liheap
         verified_years: "2026-2027"
-        notes: SFY2026-SFY2027 Fixed Annual Credit, Nevada's single regular benefit toward primary heating and electric costs, with the $360 minimum and the capped benefit tables. Crisis assistance and weatherization are out of scope.
+        notes: SFY2026-SFY2027 Fixed Annual Credit, Nevada's single regular benefit toward primary heating and electric costs, with the $360 minimum and the capped benefit tables; it also covers cooling-only households, and every household is assumed to have an active energy account. Crisis assistance and weatherization are out of scope.
       - state: NY
         status: partial
         name: New York HEAP

policyengine_us/tests/policy/baseline/gov/states/nv/dwss/liheap/eligibility/nv_liheap_eligible.yaml

@@ -1,7 +1,8 @@
 # Countable annual gross income must not exceed 150% of the poverty guideline (NRS
-# 702.260(3); EAP Manual 701, 802; SFY2026 size-one limit 23,475). The household needs a
-# home heating source and responsibility for energy costs: a heating bill, or heat in the
-# rent (803 V.3); households in subsidized or public housing with all utilities in the
+# 702.260(3); EAP Manual 701, 802; SFY2026 size-one limit 23,475). Every household is
+# assumed to have the active Nevada energy account that Manual 500 requires, so any known
+# heating fuel or NONE qualifies without a bill; an unspecified fuel qualifies only with
+# heat in the rent. Households in subsidized or public housing with all utilities in the
 # rent are ineligible unless they have an energy burden (501 I, 503). Household size
 # counts citizens and qualified non-citizens outside the five-year bar only (302 C,
 # 502 A.I). Wages of 18,720 are 30 hours a week at the Nevada minimum wage of 12.00; gas
@@ -50,7 +51,7 @@
   output:
     nv_liheap_eligible: false
 
-- name: Case 3, a home with no heating is ineligible.
+- name: Case 3, a home with no heating is eligible.
   period: 2026
   input:
     people:
@@ -67,7 +68,9 @@
         members: [person1]
         state_code: NV
   output:
-    nv_liheap_eligible: false
+    # Was false, now true: every household is assumed to have the active energy
+    # account (Manual 500), and NONE is a sent heating_type; 18,720 <= 23,475.
+    nv_liheap_eligible: true
 
 - name: Case 4, an unspecified heating fuel without heat in rent is ineligible even with reported heating costs.
   period: 2026
@@ -207,7 +210,7 @@
     # Energy cost 0 + 1,320 > 0: an energy burden remains (501 I)
     nv_liheap_eligible: true
 
-- name: Case 10, a gas-heated home with a zero gas bill and heat outside the rent is ineligible.
+- name: Case 10, a gas-heated home with a zero gas bill and heat outside the rent is eligible.
   period: 2026
   input:
     people:
@@ -225,7 +228,9 @@
         members: [person1]
         state_code: NV
   output:
-    nv_liheap_eligible: false
+    # Was false, now true: every household is assumed to have the active energy
+    # account (Manual 500), so no heating bill is required; 18,720 <= 23,475.
+    nv_liheap_eligible: true
 
 - name: Case 11, a household of only undocumented members with no income is ineligible.
   period: 2026
@@ -282,3 +287,39 @@
     # 24,960 > 23,475
     nv_liheap_eligible: false
     nv_liheap: 0
+
+- name: Case 13, a home with no heating and all utilities in the rent is ineligible only in subsidized housing.
+  period: 2026
+  input:
+    people:
+      person1:
+        age: 40
+        employment_income: 18_720
+      person2:
+        age: 40
+        employment_income: 18_720
+    spm_units:
+      spm_unit1:
+        members: [person1]
+        heating_type: NONE
+        receives_housing_assistance: true
+        pre_subsidy_electricity_expense: 0
+      spm_unit2:
+        members: [person2]
+        heating_type: NONE
+        receives_housing_assistance: false
+        pre_subsidy_electricity_expense: 0
+    households:
+      household1:
+        members: [person1]
+        state_code: NV
+        tenant_pays_utilities: false
+      household2:
+        members: [person2]
+        state_code: NV
+        tenant_pays_utilities: false
+  output:
+    # The tenant pays no utilities and has no energy burden. With rental
+    # assistance the household is ineligible (501 I); without it the credit
+    # pays the minimum (803 V.3).
+    nv_liheap_eligible: [false, true]

policyengine_us/tests/policy/baseline/gov/states/nv/dwss/liheap/nv_liheap.yaml

@@ -717,3 +717,80 @@
     # Arizona: the cap lookup clips size 0 to the size 1 row (guideline
     # 15,650 - 5,500 = 10,150, income 0 -> band 1); the benefit is 0 outside Nevada
     nv_liheap: [1_588.224, 0]
+
+# A home without heating receives the FAC on its electric cost alone: heating_expense is 0
+# for NONE, so the energy cost is the electricity bill, and the standard cap table
+# applies. Every household is assumed to have the active energy account (Manual 500), so
+# no bill or cooling cost is required, and a FAC below 360 pays 360 (803 V.1-2).
+# Electricity of 1,500 is 125 a month.
+
+- name: Case 26, a cooling-only household receives a FAC on its electricity bill.
+  period: 2026
+  absolute_error_margin: 0.01
+  input:
+    people:
+      person1:
+        age: 40
+        employment_income: 18_720
+    spm_units:
+      spm_unit:
+        members: [person1]
+        heating_type: NONE
+        has_cooling_expense: true
+        pre_subsidy_electricity_expense: 1_500
+    households:
+      household:
+        members: [person1]
+        state_code: NV
+  output:
+    nv_liheap_energy_cost: 1_500
+    # 1,500 - 0.0181 x 18,720 = 1,500 - 338.832 = 1,161.168
+    # 18,720 / 15,650 = 1.196 -> band 3; standard cap 1,280
+    nv_liheap: 1_161.168
+
+- name: Case 27, a home without heating and without energy bills receives the 360 minimum.
+  period: 2026
+  absolute_error_margin: 0.01
+  input:
+    people:
+      person1:
+        age: 40
+        employment_income: 18_720
+    spm_units:
+      spm_unit:
+        members: [person1]
+        heating_type: NONE
+        has_cooling_expense: false
+        pre_subsidy_electricity_expense: 0
+    households:
+      household:
+        members: [person1]
+        state_code: NV
+  output:
+    nv_liheap_eligible: true
+    # 0 - 0.0181 x 18,720 = -338.832 < 360 -> 360
+    nv_liheap: 360
+
+- name: Case 28, a cooling-only household in SFY2027 uses the 1.48 percent burden and the 2026 guideline.
+  period: 2027
+  absolute_error_margin: 0.01
+  input:
+    people:
+      person1:
+        age: 40
+        employment_income: 18_720
+    spm_units:
+      spm_unit:
+        members: [person1]
+        heating_type: NONE
+        has_cooling_expense: true
+        pre_subsidy_electricity_expense: 1_500
+    households:
+      household:
+        members: [person1]
+        state_code: NV
+  output:
+    # 18,720 <= 23,940
+    # 1,500 - 0.0148 x 18,720 = 1,500 - 277.056 = 1,222.944
+    # 18,720 / 15,960 = 1.173 -> band 3; standard cap 1,280
+    nv_liheap: 1_222.944

policyengine_us/variables/gov/states/nv/dwss/liheap/eligibility/nv_liheap_eligible.py

@@ -13,10 +13,10 @@ class nv_liheap_eligible(Variable):
         "https://dss.nv.gov/uploadedFiles/dwssnvgov/content/Energy/FY%202026%20EAP%20Manual%2008.2025%20ADA.pdf#page=31",
         # PDF pages 31, 34, 43, 60-61
         "https://www.dss.nv.gov/contentassets/b3bcdb93ea2d4b3f8dc252451a34cbe4/2027-eap-state-manual--08.25.26-1.pdf#page=31",
-        # PDF pages 5, 8
-        "https://liheapch.acf.gov/docs/2026/state-plans/NV_Plan_2026.pdf#page=5",
-        # PDF pages 5, 8
-        "https://www.dss.nv.gov/contentassets/b3bcdb93ea2d4b3f8dc252451a34cbe4/fy-2027-low-income-home-energy-assistance-program-liheap-state-plan.pdf#page=5",
+        # PDF pages 4-5, 8
+        "https://liheapch.acf.gov/docs/2026/state-plans/NV_Plan_2026.pdf#page=4",
+        # PDF pages 4-5, 8
+        "https://www.dss.nv.gov/contentassets/b3bcdb93ea2d4b3f8dc252451a34cbe4/fy-2027-low-income-home-energy-assistance-program-liheap-state-plan.pdf#page=4",
     )
 
     def formula(spm_unit, period, parameters):
@@ -30,23 +30,28 @@ def formula(spm_unit, period, parameters):
         income_eligible = income <= limit
         heat_in_rent = spm_unit("heat_expense_included_in_rent", period)
         heating_type = spm_unit("heating_type", period)
-        types = heating_type.possible_values
-        # A home without heat has no heating cost. An unspecified fuel
-        # qualifies only when heat is included in the rent.
-        fuel_qualifies = (heating_type != types.NONE) & (
-            heat_in_rent | (heating_type != types.UNSPECIFIED)
+        # heating_type is a required input: any known fuel or NONE qualifies,
+        # and an unspecified fuel qualifies only when heat is included in the
+        # rent. Every household is assumed to have the active Nevada energy
+        # account that Section 500 requires, so no heating bill, electricity
+        # bill or cooling cost is needed. A credit on low or no energy costs
+        # pays the minimum (Section 803 V).
+        heating_type_reported = heat_in_rent | (
+            heating_type != heating_type.possible_values.UNSPECIFIED
+        )
+        # Subsidized or public housing tenants whose utilities are all included
+        # in the rent qualify only with an energy burden, a separately billed
+        # energy cost (Sections 501 I, 503 and 803 V.3). Heat in the rent or a
+        # tenant who does not pay utilities marks utilities in the rent; a home
+        # without heating can only use the latter. The Section 42-only housing
+        # exception, roomers and boarders, master meters and solar vendor
+        # credits have no inputs.
+        utilities_in_rent = heat_in_rent | ~spm_unit.household(
+            "tenant_pays_utilities", period
         )
-        # Heat included in unsubsidized rent qualifies even without a bill,
-        # and the minimum benefit then applies. Subsidized or public housing
-        # tenants whose heat is included in the rent qualify only with an
-        # energy burden, a separately billed energy cost. The Section 42-only
-        # housing exception, roomers and boarders, master meters and solar
-        # vendor credits have no inputs.
         subsidized = spm_unit("receives_housing_assistance", period) | (
             spm_unit.household("is_in_public_housing", period)
         )
         energy_burden = spm_unit("nv_liheap_energy_cost", period) > 0
-        rent_responsible = ~subsidized | energy_burden
-        direct_responsible = spm_unit("has_heating_expense", period)
-        responsible = where(heat_in_rent, rent_responsible, direct_responsible)
-        return (size > 0) & income_eligible & fuel_qualifies & responsible
+        housing_eligible = ~(utilities_in_rent & subsidized) | energy_burden
+        return (size > 0) & income_eligible & heating_type_reported & housing_eligible