Cite d1981 in the NZ non-wage money ageing disclosures

changelog.d/nz-money-normalization.added.md

@@ -3,20 +3,21 @@ complete money-normalization declaration (cited decimal-text or feed-replayed
 rate, explicit quote, half-even rounding, donor money period, the one target
 period every factor must age money to, per-family factors or explicit
 identities, and quantile-mapped or pending rosters; a concept dropped in
-transport can't be normalized) and applies it
-with exact rationals, and a `money.normalize@1` transport kernel that replays
-its factors against the authenticated feed, refuses a donor money period that
-differs from the one CREATE records, and adds an integer cents companion per
-column. CREATE now records the donor's `_time_period`. An opt-in preflight names
-every consumed money column without exactly one producer and refuses a second
-normalization along structural population inheritance, including a currency
-conversion followed by normalization; cross-population evidence edges do not
-change money ownership. Specs without the resource are unchanged. Factors gain
-the additive `money_normalization_input` purpose. Declare New Zealand's
-generated calendar-2024 donor factors with the existing factors' validity and
-explicit per-profile selection. The donor period is a declared convention
-covering flows and asset stocks, checked for consistency against `_time_period`;
-ageing non-wage money by AWE growth is provisional until non-wage ageing is
-ruled on. The normalization resource is the single source of the USD to NZD
-rate. Both monetary rounding stages and receipt sums use exact fractions, reject
-non-finite inputs, and check every integer companion for overflow.
+transport can't be normalized) and applies it with exact rationals, and a
+`money.normalize@1` transport kernel that replays its factors against the
+authenticated feed, refuses a donor money period that differs from the one
+CREATE records, and adds an integer cents companion per column. CREATE now
+records the donor's `_time_period`. An opt-in preflight names every consumed
+money column without exactly one producer and refuses a second normalization
+along structural population inheritance, including a currency conversion
+followed by normalization; cross-population evidence edges do not change money
+ownership. Specs without the resource are unchanged. Factors gain the additive
+`money_normalization_input` purpose. Declare New Zealand's generated
+calendar-2024 donor factors with the existing factors' validity and explicit
+per-profile selection. The donor period is a declared convention covering flows
+and asset stocks, checked for consistency against `_time_period`. Ruling d1981
+adopts AWE growth as the interim ageing index for non-wage money and
+pre-declares a hold-fixed sensitivity beside it, which no profile carries yet.
+The normalization resource is the single source of the USD to NZD rate. Both
+monetary rounding stages and receipt sums use exact fractions, reject non-finite
+inputs, and check every integer companion for overflow.

packages/microcosm-build/src/microcosm/build/nz/money_normalization.json

@@ -68,31 +68,31 @@
         "central": "donor_cy2024_to_ty2027_central",
         "high": "donor_cy2024_to_ty2027_high"
       },
-      "disclosure": "Self-employment income (both columns, signed) is aged by ordinary-time average weekly earnings (AWE) growth, the AWE convention: Stats NZ QES observations through June 2026, then Treasury PREFU 2026 forecast AWE growth of 2.7% (0.5 points lower and higher in the low and high profiles); provisional pending Max's ruling on non-wage ageing (H3). No separate mixed-income index is used."
+      "disclosure": "Self-employment income (both columns, signed) ages by ordinary-time average weekly earnings (AWE) growth, the AWE convention: Stats NZ QES observations through June 2026, then Treasury PREFU 2026 forecast AWE growth of 2.7% (0.5 points lower and higher in the low and high profiles). Max's ruling d1981 (2026-10-26) adopts this as an interim convention and pre-declares a hold-fixed sensitivity (factor 1), which no profile here carries yet (G8-w3). No separate mixed-income index applies."
     },
     "capital_income": {
       "factors": {
         "low": "donor_cy2024_to_ty2027_low",
         "central": "donor_cy2024_to_ty2027_central",
         "high": "donor_cy2024_to_ty2027_high"
       },
-      "disclosure": "Interest, dividends, rental income and realized capital gains are aged by AWE growth; provisional pending Max's ruling on non-wage ageing (H3). No asset-return or price index is used."
+      "disclosure": "Interest, dividends, rental income and realized capital gains age by AWE growth. Max's ruling d1981 (2026-10-26) adopts this as an interim convention and pre-declares a hold-fixed sensitivity (factor 1), which no profile here carries yet (G8-w3). No asset-return or price index applies."
     },
     "pensions": {
       "factors": {
         "low": "donor_cy2024_to_ty2027_low",
         "central": "donor_cy2024_to_ty2027_central",
         "high": "donor_cy2024_to_ty2027_high"
       },
-      "disclosure": "Private pension income is aged by AWE growth; provisional pending Max's ruling on non-wage ageing (H3)."
+      "disclosure": "Private pension income ages by AWE growth. Max's ruling d1981 (2026-10-26) adopts this as an interim convention and pre-declares a hold-fixed sensitivity (factor 1), which no profile here carries yet (G8-w3)."
     },
     "owner_housing_costs": {
       "factors": {
         "low": "donor_cy2024_to_ty2027_low",
         "central": "donor_cy2024_to_ty2027_central",
         "high": "donor_cy2024_to_ty2027_high"
       },
-      "disclosure": "Mortgage interest, mortgage principal and property tax are aged by AWE growth as an interim index; provisional pending Max's ruling on non-wage ageing (H3)."
+      "disclosure": "Mortgage interest, mortgage principal and property tax age by AWE growth. Max's ruling d1981 (2026-10-26) adopts this as an interim convention and pre-declares a hold-fixed sensitivity (factor 1), which no profile here carries yet (G8-w3)."
     }
   },
   "cents_suffix": "_cents",

packages/microcosm-build/tests/engine_free/shared/test_nz_money_normalization.py

@@ -125,10 +125,16 @@ def test_every_family_uses_the_donor_factor_for_its_profile_with_a_disclosure():
             for profile in ("low", "central", "high")
         }, family
         assert "AWE" in entry["disclosure"], family
+        disclosure = entry["disclosure"]
         assert (
-            "provisional pending Max's ruling on non-wage ageing (H3)"
-            in entry["disclosure"]
+            "Max's ruling d1981 (2026-10-26) adopts this as an interim convention"
+            in disclosure
         ), family
+        assert (
+            "pre-declares a hold-fixed sensitivity (factor 1), which no profile "
+            "here carries yet (G8-w3)" in disclosure
+        ), family
+        assert "provisional" not in disclosure, family
 
 
 def test_donor_money_basis_cites_model_lineage_as_a_declared_convention():

packages/microcosm-build/tests/golden/nz_country_spec.json

@@ -1,6 +1,6 @@
 {
   "country": "nz",
-  "fingerprint": "e7c44d3f5be90cb135a8bd284800d7c4eefcb7f8d46948ef53ee7764c41698a4",
+  "fingerprint": "33aeaff6d0bfee7db965eb3fb03c734aa80a1d33024e51611c6668a92ecefdeb",
   "gate_ids": [
     "calibration_per_family_fit",
     "demography_per_family_fit",
@@ -53,7 +53,7 @@
     "gates.json": "fa08b508ce1c93ef7627ca06f3a9e808f8fa6ea6f23ce24fa54c58241bbb9f7f",
     "geography_spine.json": "5f2b1bdd9f8768249912ffd0fbcb2f7d4ed493b51c74306f793ec12441fd383f",
     "holdout_references.json": "52b5a2360502156da1392a68350e4e7f61b5fd420fa74428819b65886a9f8655",
-    "money_normalization.json": "799540e5ea5004a39210c60df199b8d15e6b185b3aa68f0daabf44435779aeb6",
+    "money_normalization.json": "5e817f0b859eacc44a4f96a57923b8af8498b0bbe169565650312b9547c8157c",
     "precal_references.json": "420361e424405df2312bd21808d6b6f4c3428b6fe90c44c37ab156ce197aa25d",
     "reference_aging.json": "e7619ec7a02ae5f460a46d160e89c9c9836c8b1d03140aed2348761e590504f0",
     "reference_intervals.json": "fcc88c0efd5f416aa15a7d5afbeee1d103dd78a136e13b1efc3973d203188412",