Your AI-powered quantum financial assistant.
Quark Finance isn’t just another budgeting app. It’s an AI co-pilot that lives within your finances, detecting patterns, leaks, and opportunities that no human could spot manually.
A next-generation personal finance interface—designed like a space command center—where every piece of data comes to life. Quark analyzes your transactions, connects bank accounts, cards, crypto, and investments, and synthesizes everything into actionable insights in real time.
Conversational chat with your personal financial analyst. Ask “Will I be able to pay the rent?” and get answers with probabilities, reasoning trails, and verifiable sources.
An interactive, force-directed neural graph that reveals hidden connections between your income, expenses, financial stress, and goals. Drag nodes, discover correlations.
Live threat map: floating accounts, zombie subscriptions, money leaks, and liquidity risks—all prioritized and with ready-made solutions.
A financial twin that simulates your future with Monte Carlo · 10,000 paths. What if you get promoted? What if you take a sabbatical? What if you buy a house? Simulate it.
Wealth forecast with probability cones (P10/P50/P90). Custom scenarios written in natural language that Quark simulates instantly.
Financial gamification: missions with XP, levels, and archetypes. From “cancel 3 zombie subscriptions” to “save $50k for your house.” Visible progress, real rewards.
6 AI providers configured with smart fallback. Haiku as primary, Sonnet for complex reasoning, Gemini for massive classification, local Ollama for sensitive data.
Full support for Spanish and English. Real-time language switching with persistence in localStorage. ~370+ translations covering every screen.
Security and privacy control center. Toggles for telemetry, data processing, active sessions, user rights (export, delete, revoke). See the Cybersecurity section below.
Quark Finance treats your finances with the same rigor as a bank—without the opacity. The philosophy is simple: your data is yours. Period.
| Layer | Algorithm | Details |
|---|---|---|
| At rest | AES-256-GCM | Unique nonce per record · authenticated |
| In transit | TLS 1.3 | HSTS · certificate pinning · 0-RTT disabled |
| Key derivation | Argon2id | 256 MB · 3 iterations · 4-way parallelism |
| Audit signature | Ed25519 | Verifiable chained hash logs |
Quark cannot read your vault. Keys are derived locally from your master password—the server only stores opaque ciphertext. A court order against the server does not compromise your data because the server literally does not have the key.
- 🔑 Local custody — the master key never leaves your device
- 🧮 Optional local AI inference — prompts can stay on your device (Ollama)
- 📜 No backdoors — not from Quark, not from governments, not for “legitimate use”
- TOTP 2FA with 6 encrypted backup codes
- FIDO2 / WebAuthn — YubiKey, Solo, TouchID Passkey
- Biometric unlock (Face ID · Touch ID · Windows Hello)
- Configurable session time (15 min – 4 h)
- Auto-lock vault (1 / 5 / 15 / 60 min)
- List of active sessions with individual revocation and “log out of other sites”
| Policy | Default | Description |
|---|---|---|
| AI Training | OFF | Quark never trains models using your transactions |
| Anonymous Telemetry | OFF | Usage frequencies only · zero PII |
| Crash Reports | OFF | Stack traces with redacted status |
| Anonymous Aggregation | OFF | k-anonymity ≥ 50 if enabled |
| Share with partners | OFF | Quark does not sell or transfer data to third-party marketers |
| Third-party providers | configurable | Plaid, CoinGecko: read-only, granularity by account |
- 📤 Export all — portable encrypted JSON
- 👁️ Access log — who viewed what (Art. 15 GDPR)
- 🔄 Rotate all keys — forces global re-authentication
- 🗑️ Delete account — cryptographic shredding with 30-day grace period
- Offline-first mode — sync only on trusted Wi-Fi, battery > 30%
- VPN-only access — blocks requests outside your tunnel
- IP whitelist — anchors sessions to known networks
- Selectable data residency (EU / US / LATAM)
- Tamper-proof log hashed and signed with Ed25519
- Recent security events visible on the Security screen
- External audits — SOC 2 Type II · ISO 27001 · pentest Q3 2026
GDPR · CCPA · LGPD · SOC 2 Type II · ISO 27001 · PCI DSS Level 1 (where applicable) · open and reproducible cryptography audit.
Configure everything from Sidebar → Security. Each toggle persists in
localStorageunder the keyquark.securityand emits aquark-settings-changedevent for live synchronization.
- Cosmic aesthetics with nebulae in the background, floating particles, and a glass effect
- Orbital onboarding — connect your accounts like electrons orbiting the Quark nucleus
- Mobile view — preview in an iPhone frame with dashboard and chat
- Spotlight (⌘K) — quick navigation throughout the app
- Adjustable density — Comfortable or Quantum Analyst mode
Finance/
├── supabase-config.example.js # Template — copy to supabase-config.js (local, gitignored)
├── schema.sql # Reference SQL schema (Supabase / Postgres)
├── auth.jsx # Login, i18n (QLangProvider, TRANSLATIONS), MouseAmbient
├── app-shell.jsx # Router, ScreenStub, MobilePreview, Spotlight, OnboardingOverlay
├── primitives.jsx # QSidebar, QTopbar, QKpi, QSparkline, QLogo, QParticles
├── charts.jsx # Specialized charts (donut, radar, etc.)
├── screens.jsx # Dashboard, AI Copilot, Quantum Insights
├── screens2.jsx # Risk Radar, Digital Twin, Predictions, Timeline
├── screens3.jsx # Missions, AI Models, Onboarding, Mobile screens
├── interactive.jsx # Force-directed graph, Settings, Security, Wallets, Analytics
├── tweaks-panel.jsx # Live settings panel (density, intensity)
├── tokens.css # Design tokens (colors, animations, glass)
└── index.html # Entry point (React 18 + Babel standalone + Supabase)
- Supabase (required): copy
supabase-config.example.jstosupabase-config.jsand set your project URL and anon key from the Supabase dashboard. That file is not committed to git. - Open
index.htmlin your browser (or serve the folder with any static file server). - Log in or create an account (simulated).
- Complete the orbital onboarding.
- Explore the 12+ screens from the sidebar.
- React 18 (CDN)
- Babel Standalone (JSX in browser)
- Supabase (
@supabase/supabase-jsvia CDN; URL and anon key in localsupabase-config.js) - SVG for all graphics and animations
- Custom Events for cross-component synchronization
- localStorage for session, language, and currency persistence