Haitian-led, open-source, community-governed digital financial inclusion initiative built on Celo.

CeloHT is a Haitian-led, open-source, community-governed initiative focused on financial inclusion, Web3 and financial education, community-based digital financial infrastructure, environmental restoration, and open research. CeloHT uses the Celo ecosystem as its underlying technical infrastructure.

CeloHT is not a blockchain, cryptocurrency, exchange, investment platform, ICO, or token issuer. See the No Token Policy below.

• Mission
• Core Pillars
• Architecture
• Repository Ecosystem
• Financial Infrastructure
• No Token Policy
• Governance
• Security & Transparency
• Responsible Communication
• Research & Evidence
• Roadmap
• Community Standards
• Contributing
• Repository Status Philosophy
• Relationship with Celo
• Official Links

CeloHT exists to help Haitian communities access digital financial tools safely, understand the technology behind them, and benefit from transparent, community-led development and environmental programs. The initiative is organized around three core pillars and supported by open documentation, open research, and open governance.

Financial literacy, Web3 education, digital security, and practical blockchain education, primarily designed for Haitian Creole-speaking communities. Education is treated as a prerequisite for responsible digital financial access, not an afterthought.

A community-rooted network of trained agents designed to help people access digital financial tools and bridge physical cash with digital services. The design emphasizes:

• Training and certification
• Verification of agent identity and conduct
• Accountability mechanisms
• User protection
• Community trust

Community-led environmental restoration with transparent reporting and measurable impact. The program is built around:

• Community participation
• Tree survival tracking
• Transparent, auditable reporting
• Measurable environmental impact
• Long-term restoration, not one-time planting events

CeloHT is organized as a multi-repository ecosystem separating user applications, backend services, blockchain infrastructure, data systems, governance, operations, documentation, research, the public website, and brand infrastructure.

flowchart TD
    A[CeloHT] --> B[Education]
    A --> C[Agent Network]
    A --> D[Reforestation]

    B --> E[dApp]
    C --> E
    D --> E

    E --> F[Backend]
    E --> G[Governance]

    F --> H[Supabase]
    F --> I[Indexer]

    G --> H

    F --> J[Smart Contracts]
    I --> J

    J --> K[Celo Network]

This diagram reflects the current intended architecture. Individual components move through the status lifecycle independently — the presence of a component in this diagram does not imply it is deployed to Mainnet.

The CeloHT organization currently contains 15 repositories:

⚠️ About celoht-demo: This repository is a demonstration/simulation. Any wallet connections, transaction hashes, dashboard figures, user metrics, or financial metrics shown in the demo are simulated for illustrative purposes and must never be interpreted as real production data, real users, or real financial activity.

CeloHT does not build its own currency or payment rails. Instead, it uses existing Celo ecosystem infrastructure:

• USDm — used as a reference stablecoin for supported payment and settlement use cases
• CELO — used to pay transaction (gas) fees on the Celo network
• Celo-compatible wallet infrastructure — used for account and transaction handling

CeloHT did not create USDm or CELO, does not operate a bank, and does not control the Celo network. CeloHT is a downstream, independent user of Celo's public infrastructure.

CeloHT has no native token.

There is:

• ❌ No CeloHT token
• ❌ No "$CELOHT"
• ❌ No ICO
• ❌ No presale
• ❌ No private token sale
• ❌ No staking token
• ❌ No token-weighted governance
• ❌ No investment promise

CeloHT relies on existing Celo ecosystem infrastructure rather than issuing a speculative CeloHT token. Any token, presale, or investment offer claiming to represent CeloHT is unauthorized and does not originate from this project.

Full policy: NO_TOKEN_POLICY.md

CeloHT is a community-governed open-source initiative. Governance is based on participation, contribution, documented processes, and community responsibility — not token ownership.

Governance structures may include:

• Governance Council
• Working Groups
• Maintainers
• Contributors
• Open community participation

CeloHT is not described as an already-operational DAO. Where DAO-style governance is discussed, it represents a future, phased design goal rather than current operational reality. Details are tracked in celoht-governance.

CeloHT distinguishes clearly between stages of readiness:

Development → Testing → Testnet → Security Review → Production Readiness → Mainnet

Testnet deployment is never treated as equivalent to a completed security audit or production readiness. Mainnet activation is a distinct security and operational milestone, reached only after dedicated review.

Security practices emphasized across the ecosystem include:

• Secure development practices
• Access control
• Audit logging
• Responsible disclosure
• Smart-contract review
• Protection of private data
• Deployment transparency
• Public security documentation

See SECURITY.md for responsible disclosure procedures.

CeloHT does not intentionally fabricate users, transactions, partnerships, environmental impact, community statistics, production deployments, or investment results.

Anything that is simulated, planned, experimental, under development, or testnet-only is clearly labeled as such throughout the ecosystem.

Transparency is part of the product.

CeloHT maintains dedicated research infrastructure to evaluate whether its programs actually work, not simply to report activity. Research areas include:

• Financial inclusion outcomes
• Education outcomes
• Agent network performance
• Digital payment adoption
• Governance effectiveness
• Security
• Environmental impact and tree survival
• Economic sustainability
• Technical architecture

See celoht-research for studies, RFCs, and specifications.

Full roadmap: celoht-docs

This .github repository provides shared organizational standards applied across the CeloHT ecosystem, including:

• Code of Conduct
• Contribution Guidelines
• Security Policy
• Issue templates
• Pull request standards
• Documentation standards
• Responsible disclosure procedures

CeloHT welcomes contributions across many disciplines, including:

• Software development
• Security
• Documentation
• Research
• Education
• Design
• Testing
• Environmental initiatives
• Translation
• Community development

Before contributing, please review:

• CONTRIBUTING.md
• CODE_OF_CONDUCT.md
• SECURITY.md

Every repository and component in the CeloHT ecosystem is labeled according to its actual readiness level. A repository must never imply a higher readiness level than the evidence supports.

CeloHT is an independent, open-source initiative that uses Celo's public blockchain infrastructure. CeloHT does not own or control the Celo network, and this project is not an official product or endorsement of the Celo Foundation or any wallet provider. References to Celo, USDm, and CELO describe the infrastructure CeloHT builds on top of, not affiliations or endorsements.

• 🏢 GitHub Organization: github.com/Celo-HaiTi
• 📖 Documentation: celoht-docs
• 🔬 Research: celoht-research
• 🌐 Website: celoht.com
• 💬 Discussions: github.com/Celo-HaiTi/CeloHT/discussions
• 🎨 Brand: celoht-brand

_{CeloHT is a community-governed, open-source initiative. This document reflects the current state of the project and will evolve as the ecosystem matures.}