v0.4.3 - Debt Balance Adjustments

[PaulAtkins88]

🎉 What's New

Record lender-applied balance changes (interest, fees, charges, credits) without affecting bucket transactions.

New Features

• ✨ Debt balance adjustments with a dedicated audit trail
• 🧾 Adjust Balance action on Debts page (Interest / Fee / Charge / Credit)
• ✅ Validation prevents balances from going negative

Changed

• Credit card balances can now exceed original amounts (mortgage rule unchanged)

Upgrade Notes

• No manual migration required — the debt_balance_adjustments table is created automatically on startup.

See CHANGELOG.md for full technical details.

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This discussion was created from the release v0.4.3 - Debt Balance Adjustments.