diff --git a/src/app/features/products/loan-product-form.component.test.ts b/src/app/features/products/loan-product-form.component.test.ts
index eb2df224b..98fd2325b 100644
--- a/src/app/features/products/loan-product-form.component.test.ts
+++ b/src/app/features/products/loan-product-form.component.test.ts
@@ -87,33 +87,42 @@ const TEMPLATE = {
   buyDownFeeCalculationTypeOptions: [{ code: 'FLAT', value: 'Flat' }],
   buyDownFeeStrategyOptions: [{ code: 'EQUAL_AMORTIZATION', value: EQUAL_AMORTIZATION_LABEL }],
   interestRecalculationCompoundingTypeOptions: [
-    { id: 0, code: 'interestRecalculationCompoundingMethod.none', description: 'None' },
-    { id: 1, code: 'interestRecalculationCompoundingMethod.fee', description: 'Fee' },
+    { id: 0, code: 'interestRecalculationCompoundingMethod.none', value: 'None' },
+    { id: 1, code: 'interestRecalculationCompoundingMethod.fee', value: 'Fee' },
   ],
   interestRecalculationFrequencyTypeOptions: [
     {
       id: 1,
       code: 'interestRecalculationFrequencyType.same.as.repayment.period',
-      description: 'Same as repayment period',
+      value: 'Same as repayment period',
     },
-    { id: 2, code: 'interestRecalculationFrequencyType.daily', description: 'Daily' },
+    { id: 2, code: 'interestRecalculationFrequencyType.daily', value: 'Daily' },
   ],
   rescheduleStrategyTypeOptions: [
     {
       id: 1,
       code: 'loanRescheduleStrategyMethod.reduce.emi.amount',
-      description: 'Reduce EMI amount',
+      value: 'Reduce EMI amount',
     },
   ],
   preClosureInterestCalculationStrategyOptions: [
     {
       id: 1,
-      code: 'preClosureInterestCalculationStrategy.tillPreClosureDate',
-      description: 'Till pre-close date',
+      code: 'loanPreClosureInterestCalculationStrategy.tillPreClosureDate',
+      value: 'Till pre-close date',
     },
   ],
   repaymentStartDateTypeOptions: [
-    { id: 1, code: 'repaymentStartDateType.disbursement', description: 'Disbursement date' },
+    {
+      id: 1,
+      code: 'repaymentStartDateType.disbursementDate',
+      value: 'Disbursement Date',
+    },
+    {
+      id: 2,
+      code: 'repaymentStartDateType.submittedOnDate',
+      value: 'Submitted On Date',
+    },
   ],
   chargeOffBehaviourOptions: [
     { code: 'REGULAR', value: 'Regular' },
@@ -492,7 +501,33 @@ describe('LoanProductFormComponent', () => {
       expect(component.capitalizedIncomeTypeOptions()).toHaveLength(2);
       expect(component.capitalizedIncomeStrategyOptions()[0].value).toBe(EQUAL_AMORTIZATION_LABEL);
       expect(component.chargeOffBehaviourOptions()).toHaveLength(2);
-      expect(component.repaymentStartDateTypeOptions()).toHaveLength(1);
+      expect(component.repaymentStartDateTypeOptions()).toHaveLength(2);
+    });
+
+    it('renders every template enum label from the live response shape', () => {
+      component.onInterestRecalculationChange(true);
+      component.onCompoundingMethodChange(1);
+      fixture.detectChanges();
+
+      const labels = (testId: string) =>
+        Array.from<HTMLElement>(
+          fixture.nativeElement
+            .querySelector(`[data-testid="${CSS.escape(testId)}"]`)
+            .querySelectorAll('ion-select-option'),
+        ).map((option) => option.textContent.trim());
+
+      expect(labels('loan-product-compounding-method')).toEqual(['None', 'Fee']);
+      expect(labels('loan-product-reschedule-strategy')).toEqual(['Reduce EMI amount']);
+      expect(labels('loan-product-rest-frequency')).toEqual(['Same as repayment period', 'Daily']);
+      expect(labels('loan-product-compounding-frequency')).toEqual([
+        'Same as repayment period',
+        'Daily',
+      ]);
+      expect(labels('loan-product-pre-closure-strategy')).toEqual(['Till pre-close date']);
+      expect(labels('loan-product-repayment-start-date-type')).toEqual([
+        'Disbursement Date',
+        'Submitted On Date',
+      ]);
     });
   });
 
diff --git a/src/app/features/products/loan-product-form.component.ts b/src/app/features/products/loan-product-form.component.ts
index 10c996ecf..1e9231d15 100644
--- a/src/app/features/products/loan-product-form.component.ts
+++ b/src/app/features/products/loan-product-form.component.ts
@@ -87,6 +87,13 @@ import { TooltipDirective } from '../../shared/directives/tooltip.directive';
  */
 const DAILY_INTEREST_CALCULATION_PERIOD = 0;
 
+/**
+ * Fineract serializes enum options as `{ id, code, value }` (`BaseEnumOptionData`). The generated
+ * loan-product models declare `description` instead, which the server does not send; see #653.
+ * Drop this compatibility type once the models are regenerated from the corrected contract.
+ */
+type TemplateEnumOption<T> = T & { value?: string };
+
 @Component({
   selector: 'app-loan-product-form',
   standalone: true,
@@ -992,7 +999,7 @@ const DAILY_INTEREST_CALCULATION_PERIOD = 0;
                       >
                         @for (option of compoundingTypeOptions(); track option.id) {
                           <ion-select-option [value]="option.id">{{
-                            option.description
+                            enumLabel(option)
                           }}</ion-select-option>
                         }
                       </ion-select>
@@ -1019,7 +1026,7 @@ const DAILY_INTEREST_CALCULATION_PERIOD = 0;
                       >
                         @for (option of rescheduleStrategyOptions(); track option.id) {
                           <ion-select-option [value]="option.id">{{
-                            option.description
+                            enumLabel(option)
                           }}</ion-select-option>
                         }
                       </ion-select>
@@ -1046,7 +1053,7 @@ const DAILY_INTEREST_CALCULATION_PERIOD = 0;
                       >
                         @for (option of recalculationFrequencyOptions(); track option.id) {
                           <ion-select-option [value]="option.id">{{
-                            option.description
+                            enumLabel(option)
                           }}</ion-select-option>
                         }
                       </ion-select>
@@ -1098,7 +1105,7 @@ const DAILY_INTEREST_CALCULATION_PERIOD = 0;
                         >
                           @for (option of recalculationFrequencyOptions(); track option.id) {
                             <ion-select-option [value]="option.id">{{
-                              option.description
+                              enumLabel(option)
                             }}</ion-select-option>
                           }
                         </ion-select>
@@ -1152,7 +1159,7 @@ const DAILY_INTEREST_CALCULATION_PERIOD = 0;
                       >
                         @for (option of preClosureStrategyOptions(); track option.id) {
                           <ion-select-option [value]="option.id">{{
-                            option.description
+                            enumLabel(option)
                           }}</ion-select-option>
                         }
                       </ion-select>
@@ -1216,7 +1223,7 @@ const DAILY_INTEREST_CALCULATION_PERIOD = 0;
                     >
                       @for (option of repaymentStartDateTypeOptions(); track option.id) {
                         <ion-select-option [value]="option.id">{{
-                          option.description
+                          enumLabel(option)
                         }}</ion-select-option>
                       }
                     </ion-select>
@@ -1421,17 +1428,21 @@ export class LoanProductFormComponent implements OnInit {
   readonly compoundingMethod = signal<number | undefined>(undefined);
   readonly restFrequencyType = signal<number | undefined>(undefined);
   readonly compoundingFrequencyType = signal<number | undefined>(undefined);
-  readonly compoundingTypeOptions = signal<GetLoanProductsInterestRecalculationCompoundingType[]>(
-    [],
-  );
+  readonly compoundingTypeOptions = signal<
+    TemplateEnumOption<GetLoanProductsInterestRecalculationCompoundingType>[]
+  >([]);
   readonly recalculationFrequencyOptions = signal<
-    GetLoanProductsInterestRecalculationCompoundingFrequencyType[]
+    TemplateEnumOption<GetLoanProductsInterestRecalculationCompoundingFrequencyType>[]
+  >([]);
+  readonly rescheduleStrategyOptions = signal<
+    TemplateEnumOption<GetLoanProductsRescheduleStrategyType>[]
   >([]);
-  readonly rescheduleStrategyOptions = signal<GetLoanProductsRescheduleStrategyType[]>([]);
   readonly preClosureStrategyOptions = signal<
-    GetLoanProductsPreClosureInterestCalculationStrategy[]
+    TemplateEnumOption<GetLoanProductsPreClosureInterestCalculationStrategy>[]
+  >([]);
+  readonly repaymentStartDateTypeOptions = signal<
+    TemplateEnumOption<GetLoanProductsRepaymentStartDateType>[]
   >([]);
-  readonly repaymentStartDateTypeOptions = signal<GetLoanProductsRepaymentStartDateType[]>([]);
   readonly chargeOffBehaviourOptions = signal<StringEnumOptionData[]>([]);
 
   /**
@@ -1497,6 +1508,10 @@ export class LoanProductFormComponent implements OnInit {
     this.product.update((product) => ({ ...product, [field]: value }));
   }
 
+  protected enumLabel(option: { value?: string; description?: string; code?: string }): string {
+    return option.value ?? option.description ?? option.code ?? '';
+  }
+
   /** Applies multiple related product fields in one signal notification. */
   private patchProductFields(patch: Partial<PostLoanProductsRequest>): void {
     this.product.update((product) => ({ ...product, ...patch }));