Add a circuit breaker for external services

[arisu6804]

Summary

Add a circuit breaker for external services.

Context

Tracking issue for the StreamPay backend. Open to contributors.

Acceptance criteria

• Implement the change described above
• Add or update automated tests
• Update the relevant documentation

[Christopherdominic]

came across this issue and would love to help resolve it.

[arisu6804]

All yours, @Christopherdominic ⚡ A circuit breaker for external services is a solid resilience add — appreciate you picking it up.

Questions or just want to say hi? Our contributor group: https://t.me/+8DgYV9HrNaA1Yjg1