diff --git a/lib/commands/fund.mjs b/lib/commands/fund.mjs
index 2f443c5..4ceadcc 100644
--- a/lib/commands/fund.mjs
+++ b/lib/commands/fund.mjs
@@ -23,7 +23,6 @@
 import { join } from "node:path";
 import { sh } from "../sh.mjs";
 import { fmt, prompt, promptYesNo, stdinIsInteractive } from "../ui.mjs";
-import { safeHttpUrl } from "../url-safety.mjs";
 import { findSkill, skillInstallLines } from "../skill.mjs";
 import {
   getAgentAddress,
@@ -37,7 +36,6 @@ import {
   TARGET_USDC_CHAINS
 } from "../circle.mjs";
 import { invalidateCircleCache } from "../circle-cache.mjs";
-import { readConfig, configPath } from "../config.mjs";
 import { sessionSpendLine } from "./budget.mjs";
 import { frozenMoneyMove } from "./freeze.mjs";
 import { FUND_QR_CHAINS, usdcTransferUri, writeFundQr } from "../qr.mjs";
@@ -68,7 +66,7 @@ the unified balance spendable from any supported chain).
 
 Options:
   --amount <usd>    USDC to deposit (default prompt: 2; min 0.5 — Circle
-                    CLI's Gateway deposit floor; Arc raw-key deposits exempt)
+                    CLI's Gateway deposit floor)
   --chain <name>    Source chain (default prompt: base)
   --method <m>      direct | eco  (default: direct; both are gasless — eco is
                     Eco Fast Deposits from Base: faster credit, small fixed
@@ -161,12 +159,9 @@ export async function fund(args, { interactive = stdinIsInteractive() } = {}) {
   }
 
   const amount = Number(amountArg);
-  // Arc deposits bypass the Circle CLI (raw-key path), so only the
-  // positive-number rule applies there; every other chain inherits the CLI's
-  // 0.5 USDC floor — checked here so it fails before prompts and plans, not
-  // as a raw CLI error mid-flow.
-  const isArc = chainArg.toLowerCase() === "arc";
-  const amountError = depositAmountError(amount, { isArc });
+  // Every chain inherits the Circle CLI's 0.5 USDC floor — checked here so it
+  // fails before prompts and plans, not as a raw CLI error mid-flow.
+  const amountError = depositAmountError(amount);
   if (amountError) {
     console.error(fmt.error(amountError));
     return 1;
@@ -182,37 +177,19 @@ export async function fund(args, { interactive = stdinIsInteractive() } = {}) {
     return 1;
   }
 
-  // Arc mainnet can't use the Circle agent wallet (the Circle CLI only knows
-  // ARC-TESTNET), so the skill deposits to Arc with a raw EOA key + a private
-  // RPC. Resolve those here (shell env wins, then the selat config .env) and
-  // pass them through to setup.mjs.
-  let depositEnv;
-  if (isArc) {
-    const res = resolveArcDepositEnv({ method: method.value, config: await readConfig() });
-    if (!res.ok) {
-      console.error(fmt.error(res.error));
-      if (res.missing) {
-        console.error(fmt.dim("Arc mainnet can't use the Circle agent wallet — deposits use a raw EOA key + your private Arc RPC."));
-        console.error(fmt.dim(`Set them in your shell or ${configPath()}.`));
-      }
-      return 1;
-    }
-    depositEnv = res.env;
-  }
-
   // Resolve the payer wallet once: the spending-policy line, the empty-wallet
   // check, the pre-deposit baseline, and the post-deposit unified-balance
-  // read all key off it. Arc deposits sign with a raw EOA instead, so the
-  // agent address is only used there for the Gateway (unified balance) reads.
+  // read all key off it. Every chain — Arc included since Circle CLI 1.1.1 —
+  // deposits from this agent wallet; there is no local-key path.
   const walletAddr = await getAgentAddress().catch(() => null);
 
   // Empty-wallet branch: a Gateway deposit needs on-chain USDC to move. If
   // the wallet doesn't hold enough on the deposit chain, the skill's deposit
   // would only fail later with an opaque error — offer the Circle CLI's QR
   // funding flow (EIP-681; the user pays from an external wallet, nothing is
-  // signed here) instead. Skipped on Arc (raw-EOA path, no Circle CLI chain
-  // code) and when the balance can't be read (never block on a read failure).
-  if (!isArc && walletAddr) {
+  // signed here) instead. Skipped when the balance can't be read (never block
+  // on a read failure).
+  if (walletAddr) {
     const chainCode = circleChainCode(chainArg);
     const onchain = chainCode ? await walletUsdcBalance(walletAddr, chainCode) : null;
     if (chainCode && onchain == null) {
@@ -363,7 +340,7 @@ export async function fund(args, { interactive = stdinIsInteractive() } = {}) {
       "--amount", String(amount),
       "--confirm", phrase
     ],
-    { inherit: true, ...(depositEnv ? { env: depositEnv } : {}) }
+    { inherit: true }
   )).code;
   if (depositCode !== 0) return depositCode;
 
@@ -467,15 +444,14 @@ function parseMethod(method) {
 /**
  * Circle CLI ≥1.0.0 refuses `gateway deposit` below 0.5 USDC (any method,
  * any chain). Mirrored here so the refusal happens before the confirm flow
- * with SELAT wording. Arc raw-key deposits don't go through the CLI and are
- * exempt. Pure; returns an error string or null.
+ * with SELAT wording. Pure; returns an error string or null.
  */
 export const MIN_GATEWAY_DEPOSIT_USDC = 0.5;
-export function depositAmountError(amount, { isArc = false } = {}) {
+export function depositAmountError(amount) {
   if (!Number.isFinite(amount) || amount <= 0) {
     return "--amount must be a positive number";
   }
-  if (!isArc && amount < MIN_GATEWAY_DEPOSIT_USDC) {
+  if (amount < MIN_GATEWAY_DEPOSIT_USDC) {
     return (
       `Circle CLI enforces a ${MIN_GATEWAY_DEPOSIT_USDC} USDC minimum for Gateway deposits — ` +
       `${amount} USDC is below the floor. Re-run with --amount ${MIN_GATEWAY_DEPOSIT_USDC} or more.`
@@ -537,10 +513,11 @@ async function ecoPolygonPolicyNudge(walletAddr) {
 /**
  * Map a selat chain key ("base", "polygon", …) to the Circle CLI --chain code
  * ("BASE", "MATIC", …). Extends TARGET_USDC_CHAINS with the other Gateway EVM
- * mainnets the Circle CLI knows. Returns null for chains the Circle CLI can't
- * address (e.g. Arc mainnet), so callers skip Circle-CLI-only branches.
+ * mainnets the Circle CLI knows (Arc mainnet since CLI 1.1.1). Returns null
+ * for chains the Circle CLI can't address, so callers skip Circle-CLI-only
+ * branches.
  */
-const EXTRA_CHAIN_CODES = { ethereum: "ETH", avalanche: "AVAX", unichain: "UNI" };
+const EXTRA_CHAIN_CODES = { ethereum: "ETH", avalanche: "AVAX", unichain: "UNI", arc: "ARC" };
 export function circleChainCode(chainKey, { chains = TARGET_USDC_CHAINS } = {}) {
   const key = String(chainKey ?? "").trim().toLowerCase();
   if (!key) return null;
@@ -797,41 +774,6 @@ export function fundingDetailLines({ address, chainKey, shortfall, uri, chains =
   return lines;
 }
 
-/**
- * Resolve the env a `--chain arc` deposit needs to pass through to setup.mjs.
- *
- * Arc mainnet can't use the Circle agent wallet, so the skill deposits with a
- * raw EOA key + a private RPC: SELAT_PRIVATE_KEY and ARC_RPC_URL. Shell env
- * wins over the selat config .env. Eco (fast deposits) isn't supported on Arc.
- *
- * Returns `{ ok: true, env }` or `{ ok: false, error, missing? }`. `missing`
- * is only set when the failure is unset credentials (so the caller can print
- * the how-to-fix hint); a rejected method has no `missing`.
- */
-export function resolveArcDepositEnv({ method, config = {}, env = process.env } = {}) {
-  if (method === "eco") {
-    return { ok: false, error: "--method eco is not supported on Arc; use the default (direct)." };
-  }
-  const privateKey = env.SELAT_PRIVATE_KEY || config.SELAT_PRIVATE_KEY;
-  const rpcUrl = env.ARC_RPC_URL || config.ARC_RPC_URL;
-  const missing = [];
-  if (!privateKey) missing.push("SELAT_PRIVATE_KEY");
-  if (!rpcUrl) missing.push("ARC_RPC_URL");
-  if (missing.length) {
-    return { ok: false, error: `Arc deposits need ${missing.join(" and ")}.`, missing };
-  }
-  // The raw key signs a real transfer against whatever this RPC says the chain
-  // state is, so a plaintext or non-http(s) endpoint is refused: an attacker on
-  // the path could feed the deposit a forged nonce/receipt or observe it.
-  if (!safeHttpUrl(rpcUrl)) {
-    return {
-      ok: false,
-      error: `ARC_RPC_URL "${rpcUrl}" must be an https:// URL (http:// is allowed only for localhost).`
-    };
-  }
-  return { ok: true, env: { SELAT_PRIVATE_KEY: privateKey, ARC_RPC_URL: rpcUrl } };
-}
-
 /**
  * Resolve the onramp destination wallet: --address <0x…> when given (any agent
  * wallet — live Hermes feedback: users fund wallet #1 while wallet #3 is the
diff --git a/lib/url-safety.mjs b/lib/url-safety.mjs
index d78df47..e7ed98f 100644
--- a/lib/url-safety.mjs
+++ b/lib/url-safety.mjs
@@ -1,7 +1,6 @@
 /**
  * Shared URL safety checks for every destination this CLI can be pointed at:
- * skill step urls, catalog serviceUrls, exec hints, the SELAT Router, and the
- * Arc RPC endpoint used for raw-key deposits.
+ * skill step urls, catalog serviceUrls, exec hints, and the SELAT Router.
  *
  * All of those carry money or a signature, so the destination must be a
  * parseable https:// URL (http:// only for loopback, for local development).
diff --git a/test/fund-arc.test.mjs b/test/fund-arc.test.mjs
deleted file mode 100644
index f2e5944..0000000
--- a/test/fund-arc.test.mjs
+++ /dev/null
@@ -1,81 +0,0 @@
-import test from "node:test";
-import assert from "node:assert/strict";
-
-import { resolveArcDepositEnv } from "../lib/commands/fund.mjs";
-
-// Arc mainnet can't use the Circle agent wallet, so `selat fund --chain arc`
-// deposits with a raw EOA key + a private RPC. These pin that the env those
-// deposits sign with (SELAT_PRIVATE_KEY / ARC_RPC_URL) is resolved with shell
-// env winning over the selat config .env, that eco is rejected, and that a
-// missing credential fails loudly rather than silently falling back to the
-// agent wallet. See the Arc raw-key deposit path (agent-payments).
-
-const KEY = "0x" + "ab".repeat(32);
-const RPC = "https://example.arc-mainnet.invalid/token";
-
-test("resolves from shell env", () => {
-  const res = resolveArcDepositEnv({
-    method: "direct",
-    config: {},
-    env: { SELAT_PRIVATE_KEY: KEY, ARC_RPC_URL: RPC },
-  });
-  assert.deepEqual(res, { ok: true, env: { SELAT_PRIVATE_KEY: KEY, ARC_RPC_URL: RPC } });
-});
-
-test("falls back to the selat config when shell env is unset", () => {
-  const res = resolveArcDepositEnv({
-    method: "direct",
-    config: { SELAT_PRIVATE_KEY: KEY, ARC_RPC_URL: RPC },
-    env: {},
-  });
-  assert.ok(res.ok);
-  assert.deepEqual(res.env, { SELAT_PRIVATE_KEY: KEY, ARC_RPC_URL: RPC });
-});
-
-test("shell env wins over the config .env", () => {
-  const res = resolveArcDepositEnv({
-    method: "direct",
-    config: { SELAT_PRIVATE_KEY: "0xconfig", ARC_RPC_URL: "https://config.invalid" },
-    env: { SELAT_PRIVATE_KEY: KEY, ARC_RPC_URL: RPC },
-  });
-  assert.ok(res.ok);
-  assert.equal(res.env.SELAT_PRIVATE_KEY, KEY);
-  assert.equal(res.env.ARC_RPC_URL, RPC);
-});
-
-test("rejects eco (gasless) on Arc before checking credentials", () => {
-  const res = resolveArcDepositEnv({
-    method: "eco",
-    config: { SELAT_PRIVATE_KEY: KEY, ARC_RPC_URL: RPC },
-    env: {},
-  });
-  assert.equal(res.ok, false);
-  assert.match(res.error, /eco is not supported on Arc/);
-  assert.equal(res.missing, undefined);
-});
-
-test("fails loudly when both credentials are missing", () => {
-  const res = resolveArcDepositEnv({ method: "direct", config: {}, env: {} });
-  assert.equal(res.ok, false);
-  assert.deepEqual(res.missing, ["SELAT_PRIVATE_KEY", "ARC_RPC_URL"]);
-  assert.match(res.error, /SELAT_PRIVATE_KEY and ARC_RPC_URL/);
-});
-
-test("names just the one missing credential", () => {
-  const res = resolveArcDepositEnv({
-    method: "direct",
-    config: {},
-    env: { SELAT_PRIVATE_KEY: KEY },
-  });
-  assert.equal(res.ok, false);
-  assert.deepEqual(res.missing, ["ARC_RPC_URL"]);
-});
-
-test("a valueless --method is an error, not a silent direct deposit", async () => {
-  // `selat fund --amount 5 --yes --method` (value forgotten) used to default
-  // to "direct" — a gas-requiring deposit — with --yes skipping the one
-  // confirm screen that would have caught it.
-  const { fund } = await import("../lib/commands/fund.mjs");
-  const code = await fund(["--amount", "5", "--yes", "--method"]);
-  assert.equal(code, 1);
-});
diff --git a/test/fund-method-flag.test.mjs b/test/fund-method-flag.test.mjs
new file mode 100644
index 0000000..5857345
--- /dev/null
+++ b/test/fund-method-flag.test.mjs
@@ -0,0 +1,11 @@
+import test from "node:test";
+import assert from "node:assert/strict";
+
+test("a valueless --method is an error, not a silent direct deposit", async () => {
+  // `selat fund --amount 5 --yes --method` (value forgotten) used to default
+  // to "direct" — a gas-requiring deposit — with --yes skipping the one
+  // confirm screen that would have caught it.
+  const { fund } = await import("../lib/commands/fund.mjs");
+  const code = await fund(["--amount", "5", "--yes", "--method"]);
+  assert.equal(code, 1);
+});
diff --git a/test/fund-min-amount.test.mjs b/test/fund-min-amount.test.mjs
index a922d5f..4feb267 100644
--- a/test/fund-min-amount.test.mjs
+++ b/test/fund-min-amount.test.mjs
@@ -30,9 +30,7 @@ test("depositAmountError keeps the positive-number rule first", () => {
   assert.equal(depositAmountError(NaN), "--amount must be a positive number");
 });
 
-test("Arc raw-key deposits are exempt from the CLI floor but not the positive rule", () => {
-  // Arc bypasses the Circle CLI entirely (raw EOA key + private RPC), so the
-  // CLI's floor must not block it.
-  assert.equal(depositAmountError(0.25, { isArc: true }), null);
-  assert.equal(depositAmountError(0, { isArc: true }), "--amount must be a positive number");
+test("no chain is exempt from the CLI floor (Arc deposits go through the CLI too)", () => {
+  assert.match(depositAmountError(0.25), /0\.5 USDC minimum/);
+  assert.equal(depositAmountError(0), "--amount must be a positive number");
 });
diff --git a/test/fund-unified-balance.test.mjs b/test/fund-unified-balance.test.mjs
index 823b34e..4427c17 100644
--- a/test/fund-unified-balance.test.mjs
+++ b/test/fund-unified-balance.test.mjs
@@ -62,8 +62,9 @@ test("chain codes are case/whitespace tolerant", () => {
 });
 
 test("returns null for chains the Circle CLI can't address", () => {
-  // Arc mainnet deposits use the raw-EOA path; the QR branch must not fire.
-  assert.equal(circleChainCode("arc"), null);
+  // Arc mainnet is ARC since Circle CLI 1.1.1 — the QR / balance branches
+  // fire there like on any other chain. Solana is still not a Circle chain.
+  assert.equal(circleChainCode("arc"), "ARC");
   assert.equal(circleChainCode("solana"), null);
   assert.equal(circleChainCode(null), null);
   assert.equal(circleChainCode(""), null);
diff --git a/test/per-chain-policy.test.mjs b/test/per-chain-policy.test.mjs
index a5aa24d..1dd1323 100644
--- a/test/per-chain-policy.test.mjs
+++ b/test/per-chain-policy.test.mjs
@@ -152,11 +152,12 @@ test("fund's plan line shows the policy governing the DEPOSIT chain", () => {
     policyPlanLine({ chainKey: "base", policy: CUSTOM_ROW }),
     "on base: capped at $5/tx · $50/day · $200/wk · $500/mo (your custom caps)"
   );
-  // Arc has no Circle chain code → the read degrades to unknown, named as such
-  assert.equal(circleChainCode("arc"), null);
+  // A chain whose policy can't be read degrades to unknown, named as such
+  // (Solana has no Circle chain code; Arc does since CLI 1.1.1).
+  assert.equal(circleChainCode("solana"), null);
   assert.equal(
-    policyPlanLine({ chainKey: "arc", policy: { readable: false, chain: null } }),
-    "on arc: unknown (could not read this chain's policy)"
+    policyPlanLine({ chainKey: "solana", policy: { readable: false, chain: null } }),
+    "on solana: unknown (could not read this chain's policy)"
   );
 });
 
diff --git a/test/url-safety.test.mjs b/test/url-safety.test.mjs
index 92e5c76..8ffaee6 100644
--- a/test/url-safety.test.mjs
+++ b/test/url-safety.test.mjs
@@ -3,7 +3,6 @@ import assert from "node:assert/strict";
 
 import { assertSafeHttpUrl, isLoopbackHost, safeHttpUrl } from "../lib/url-safety.mjs";
 import { probeArgvForPlan } from "../lib/compare.mjs";
-import { resolveArcDepositEnv } from "../lib/commands/fund.mjs";
 import { parseSelatPayHint } from "../lib/commands/run.mjs";
 
 test("safeHttpUrl accepts https and loopback http only", () => {
@@ -62,18 +61,3 @@ test("parseSelatPayHint rejects a hint whose payment url is not https", () => {
   assert.equal(parseSelatPayHint(hint("https://api.example.com/paid")).ok, true);
   assert.equal(parseSelatPayHint(hint("http://localhost:4000/paid")).ok, true);
 });
-
-test("resolveArcDepositEnv rejects a plaintext ARC_RPC_URL", () => {
-  const env = { SELAT_PRIVATE_KEY: "0xabc", ARC_RPC_URL: "http://rpc.evil.example" };
-  const res = resolveArcDepositEnv({ method: "direct", env });
-  assert.equal(res.ok, false);
-  assert.match(res.error, /must be an https:\/\/ URL/);
-  assert.equal(res.missing, undefined);
-});
-
-test("resolveArcDepositEnv accepts an https ARC_RPC_URL", () => {
-  const env = { SELAT_PRIVATE_KEY: "0xabc", ARC_RPC_URL: "https://rpc.arc.example" };
-  const res = resolveArcDepositEnv({ method: "direct", env });
-  assert.equal(res.ok, true);
-  assert.deepEqual(res.env, { SELAT_PRIVATE_KEY: "0xabc", ARC_RPC_URL: "https://rpc.arc.example" });
-});