diff --git a/src/output/html-reporter.ts b/src/output/html-reporter.ts
index c89daa3..d782ca6 100644
--- a/src/output/html-reporter.ts
+++ b/src/output/html-reporter.ts
@@ -1,7 +1,7 @@
 import fs from "node:fs";
 import path from "node:path";
 import { spawn } from "node:child_process";
-import { serializeFinding } from "./formatters.js";
+import { serializeFinding, summarizeNextAction, summarizeRisk } from "./formatters.js";
 import { LOGO_BASE64 } from "./logo-base64.js";
 import { OWASP_LOGO_BASE64 } from "./owasp-logo-base64.js";
 import { isMajorVersionBump } from "../utils/version.js";
@@ -9,7 +9,18 @@ import { pluralize } from "../utils/string.js";
 import type { Finding } from "../types.js";
 import type { SuggestedFixCommandPlan } from "../remediation/fix-commands.js";
 
-export type SerializedFinding = ReturnType<typeof serializeFinding>;
+export type SerializedFinding = ReturnType<typeof serializeHtmlFinding>;
+
+export function serializeHtmlFinding(
+  finding: Finding,
+  plan?: SuggestedFixCommandPlan | null,
+) {
+  return {
+    ...serializeFinding(finding, plan),
+    riskSummary: summarizeRisk(finding),
+    nextAction: summarizeNextAction(finding),
+  };
+}
 
 export type ReportData = {
   projectPath: string;
@@ -42,7 +53,9 @@ export function buildReportData(params: {
     packageManager: params.packageManager,
     lockfileSource: params.lockfileSource,
     packageCount: params.packageCount,
-    findings: params.findings.map(finding => serializeFinding(finding, params.suggestedFixCommands)),
+    findings: params.findings.map(finding =>
+      serializeHtmlFinding(finding, params.suggestedFixCommands),
+    ),
     suggestedFixCommands: params.suggestedFixCommands,
     notes: params.notes,
     warnings: params.warnings,
@@ -144,6 +157,7 @@ button.header-link:hover{color:#58a6ff;border-color:#58a6ff}
 .expanded-inner{padding:16px 20px 20px 48px;display:flex;gap:32px}
 .detail-col{flex:1}
 .detail-col h4{font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.4px;color:#8b949e;margin-bottom:8px}
+.detail-col h4.detail-subheading{margin-top:14px}
 .detail-col p{font-size:12px;color:#8b949e;line-height:1.6}
 .dep-path{display:flex;align-items:center;gap:6px;flex-wrap:wrap}
 .dep-node{font-size:11px;font-family:monospace;background:#161b22;border:1px solid #30363d;border-radius:4px;padding:2px 8px;color:#e6edf3}
@@ -502,6 +516,10 @@ export function renderFindingRow(finding: SerializedFinding, idx: number, skippe
             <div class="detail-col">
               <h4>Recommended action</h4>
               ${recommendedActionHtml}
+              <h4 class="detail-subheading">Risk summary</h4>
+              <p>${escapeHtml(finding.riskSummary)}</p>
+              <h4 class="detail-subheading">Next action</h4>
+              <p>${escapeHtml(finding.nextAction)}</p>
             </div>
           </div>
         </td>
diff --git a/src/output/multi-folder-html-reporter.ts b/src/output/multi-folder-html-reporter.ts
index 6010116..e576c31 100644
--- a/src/output/multi-folder-html-reporter.ts
+++ b/src/output/multi-folder-html-reporter.ts
@@ -1,11 +1,17 @@
 import fs from "node:fs";
 import path from "node:path";
 import type { MultiFolderScanResult } from "../scan/multi-folder-scan.js";
-import { REPORT_STYLES, escapeHtml, renderFindingRow, renderFixPlan, openInBrowser } from "./html-reporter.js";
+import {
+  REPORT_STYLES,
+  escapeHtml,
+  openInBrowser,
+  renderFindingRow,
+  renderFixPlan,
+  serializeHtmlFinding,
+} from "./html-reporter.js";
 import type { SerializedFinding } from "./html-reporter.js";
 import { LOGO_BASE64 } from "./logo-base64.js";
 import { OWASP_LOGO_BASE64 } from "./owasp-logo-base64.js";
-import { serializeFinding } from "./formatters.js";
 import { pluralize } from "../utils/string.js";
 import type { SeverityLabel } from "../types.js";
 
@@ -124,7 +130,7 @@ export async function writeMultiFolderHtmlReport(params: {
 
   // Pre-serialize findings once per folder for both HTML rendering and JS filter/sort
   const allSerialized: SerializedFinding[][] = params.results.map(r =>
-    r.sorted.map(f => serializeFinding(f, r.suggestedFixCommands)),
+    r.sorted.map(f => serializeHtmlFinding(f, r.suggestedFixCommands)),
   );
 
   // Compact per-folder findings for JavaScript (only fields needed for filter/sort/search)
diff --git a/tests/html-reporter.test.ts b/tests/html-reporter.test.ts
index b976086..f5a4899 100644
--- a/tests/html-reporter.test.ts
+++ b/tests/html-reporter.test.ts
@@ -151,6 +151,85 @@ describe("renderHtmlReport", () => {
     expect(renderHtmlReport(data)).toContain("1.8.0");
   });
 
+  it("shows contextual risk and next-action guidance for direct findings", () => {
+    const html = renderHtmlReport(data);
+    const recommendedActionIdx = html.indexOf("<h4>Recommended action</h4>");
+    const riskSummaryIdx = html.indexOf(
+      "<h4 class=\"detail-subheading\">Risk summary</h4>",
+    );
+    const nextActionIdx = html.indexOf(
+      "<h4 class=\"detail-subheading\">Next action</h4>",
+    );
+
+    expect(recommendedActionIdx).toBeGreaterThan(-1);
+    expect(riskSummaryIdx).toBeGreaterThan(recommendedActionIdx);
+    expect(nextActionIdx).toBeGreaterThan(riskSummaryIdx);
+    expect(html).toContain(
+      "Critical direct dependency. Prioritize this first because the project controls it directly.",
+    );
+    expect(html).toContain("Upgrade lodash toward 4.17.21.");
+  });
+
+  it("shows parent-specific guidance for transitive findings", () => {
+    const finding = makeFinding({
+      pkg: { name: "qs", version: "6.5.2", ecosystem: "npm" },
+      relationship: "transitive",
+      dependencyPaths: [["project", "express", "qs"]],
+      firstFixedVersion: "6.11.0",
+      recommendedNpmTransitiveRemediation: {
+        kind: "update-parent-within-range",
+        package: "express",
+        currentVersion: "4.17.1",
+        viaPath: ["project", "express"],
+        reason: "Safe child version available within current range",
+        targetChildVersion: "6.11.0",
+      },
+    });
+
+    const html = renderHtmlReport(
+      buildReportData({ ...BASE_PARAMS, findings: [finding] }),
+    );
+
+    expect(html).toContain(
+      "The current parent range can already absorb a safe qs update via express.",
+    );
+    expect(html).toContain("Lockfile refresh");
+    expect(html).toContain("express already permits a safe version.");
+  });
+
+  it("shows removal guidance for malicious direct packages", () => {
+    const finding = makeFinding({
+      firstFixedVersion: null,
+      vulnerabilities: [makeVuln({ id: "MAL-2025-21003" })],
+    });
+
+    const html = renderHtmlReport(
+      buildReportData({ ...BASE_PARAMS, findings: [finding] }),
+    );
+
+    expect(html).toContain(
+      "This package has a malicious code advisory. Remove it from your dependencies.",
+    );
+  });
+
+  it("escapes generated guidance before rendering", () => {
+    const finding = makeFinding({
+      pkg: { name: "<unsafe-package>", version: "1.0.0", ecosystem: "npm" },
+      firstFixedVersion: null,
+    });
+
+    const html = renderHtmlReport(
+      buildReportData({ ...BASE_PARAMS, findings: [finding] }),
+    );
+
+    expect(html).toContain(
+      "No known fix exists for &lt;unsafe-package&gt;. Consider replacing it",
+    );
+    expect(html).not.toContain(
+      "No known fix exists for <unsafe-package>. Consider replacing it",
+    );
+  });
+
   it("embeds reportData as an inline script", () => {
     const html = renderHtmlReport(data);
     expect(html).toContain("const reportData =");
diff --git a/tests/output.test.ts b/tests/output.test.ts
index b29418d..3c10e5a 100644
--- a/tests/output.test.ts
+++ b/tests/output.test.ts
@@ -194,6 +194,8 @@ describe("output formatters", () => {
       id: "OSV-123",
       severity: "critical",
     });
+    expect(serialized).not.toHaveProperty("riskSummary");
+    expect(serialized).not.toHaveProperty("nextAction");
   });
 
   it("includes dev:true in serialized finding when pkg.dev is true", () => {
diff --git a/website/docs/html-report.md b/website/docs/html-report.md
index 343c524..ca669f4 100644
--- a/website/docs/html-report.md
+++ b/website/docs/html-report.md
@@ -40,7 +40,8 @@ Running `--report` to the same directory a second time overwrites both files.
 
 **Findings table** with interactive controls:
 - Filter by severity or direct-only
-- Expandable rows showing vulnerability description, dependency path, and recommended action
+- Expandable rows showing vulnerability description, contextual risk summary,
+  next action, dependency path, and recommended action
 - CVE / GHSA advisory IDs linked to osv.dev and GitHub Security Advisories
 - Fix version shown inline when one is available